Small Business Accounts & Tax
Whatever your business, we can prepare your accounts and tax returns, and can handle payroll and VAT for you, as needed.
Making Tax Digital (MTD)
Working alongside QuickBooks, FreeAgent and other Digital platforms, we can ensure your compliance with MTD.
Self-Assessment
We prepare your Self-Assessment Tax Returns and advise you of your tax position, helping you to meet deadlines and keep on top of your tax affairs.
Business and Tax Advice
We are on hand to give you the benefit of our experience and expertise, to provide business advice and/or tax planning advice, as and when needed.
Who We Are
Originally started as A J Marshall & Co., Marshall Havard has been assisting and advising both business and private clients since 1983. Founding partner Tony Marshall retired in 2022, having gradually handed the reins over to Chris Havard, who with over 20 years’ experience in the profession, takes on the role at the head of the firm.
We take pride in our professionalism and approachable manner, avoiding jargon and helping clients keep on top of their business and tax affairs.
We are here to assist you with a wide range of tax and financial matters, including accounts, tax returns, tax planning, rental accounts, payroll, VAT and other taxes, as well as general business advice as and when needed.



Meet The Team
Our team is here to assist you, please get in touch.

Chris Havard FMAAT FCCA
Director
Starting with the firm in 2001, Chris qualified as a Chartered Certified Accountant in 2009 and became a Director in 2012.
After more than 20 years’ working under the guidance of Tony Marshall, Chris has built up a wealth of technical knowledge and experience. He now supervises all the work of the firm and is on hand to provide direct technical advice as and when required.
Outside of work, Chris enjoys spending time with his wife Sarah, his daughter Lydia and his two sons Matthew and Daniel.

Sarah Osborn MAAT
Accounting Technician (Gosport)
Sarah joined the firm in June 2017 and training for the Association of Accounting Technicians (AAT), which she completed in January 2020. Her background in the care sector has given Sarah a strong work ethic and she has a broad range of personal and technical skills to help with clients’ needs.
Outside of work, Sarah takes an interest in international rugby and Formula 1 and enjoys spending time with her family.

James Sillence
Accounts Assistant (Cowplain)
James joined the firm in November 2019. Studying towards his AAT qualification, James is very capable and diligent and takes pride in helping our clients with their accounts and tax affairs.
Outside of work, James plays tennis competitively and enjoys attending professional matches as well as long country walks with his family.

Sarah Havard
Company Secretary
Sarah works from home and is on hand to assist with administration matters within the business.
Our Services
Self-Employed (Sole Trader / Partnership)
Whatever your trade and however you keep your records, we can prepare your accounts and Self-Assessment Tax Return and advise you of the tax position.
We can also advise you of any allowances that may be available to you.
Limited Company
If you run a limited company we will prepare your company’s accounts and Corporation Tax Return for both Companies House and HMRC.
We will advise you of your tax liability and when this is due for payment.
Rental Accounts
If you are a landlord, we will prepare your rental accounts and your Self-Assessment Tax Return, advising you of the tax position.
We can also advise you of any allowances that may be available to you.
If you are selling a rental property, we can calculate your CGT liability and assist with the submission of your ‘Real Time’ CGT return, which is required very soon after completion.
VAT - Making Tax Digital (MTD)
Whether your records are kept in paper form, on a spreadsheet or linked to a bookkeeping software such as QuickBooks or FreeAgent, etc, we can prepare your VAT Returns for you and ensure you are compliant under MTD.
Payroll
Weekly or monthly payrolls, we can help – we will submit your payroll online to HMRC to meet Real Time Information (RTI) guidelines. We can provide you with payslips for your staff and will tell you how much to pay to HMRC and when.
We can also assist with the administration and submissions for Workplace Pensions to ensure you are compliant with Auto-Enrolment legislation.
Tax and Business Advice
As well as providing ongoing advice in relation to our regular activities, we are happy to advise on any specific questions you may have.
We also offer consultations if you require any one-off advice or assistance.
Other services
Other services we provide include:
- Seafarers
- Non-Residence
- Business plans
- Tax code queries
However, if you require advice or assistance with anything not listed here, please get in touch.
New to QuickBooks or need a refresher?
Attend our free 90 min expert sessions and get up and running with QuickBooks in no time. During our expert sessions you’ll learn how to connect your bank, create invoices and record payments, add and manage your customers and suppliers, and stay organised by using receipt capture. Register now.

Run payroll anywhere

Easy to set up and use

HMRC submissions

Multiple pay schedules

Statutory payments

Easy pensions

CIS

Payslips

Employee portal

Employee management

Integration with your accounts

Automatic pay runs
Contact Us
We are here to assist you, please get in touch.